Fintech AI Tool

AI Bank Statement Analyser — Claude API + Next.js

Upload any PDF bank statement and receive an instant, AI-powered financial breakdown — income, expenses by category, recurring payments, and cashflow trends — displayed in a clean dashboard. No manual data entry. No spreadsheet gymnastics. Just answers.

Build My Statement Analyser

What We Build

A full-stack financial document intelligence tool purpose-built for lenders, brokers, accountants, and fintech platforms that need to extract structured financial data from raw bank statement PDFs — instantly and accurately.

PDF Upload Interface (Next.js)

A clean drag-and-drop upload UI built in Next.js. Supports single and multi-statement uploads, file validation, and a live processing status indicator. Works on desktop and mobile.

Claude API Document Extraction

The PDF is sent to Anthropic's Claude API, which reads the statement and returns structured JSON: transaction list, income sources, expense categories, recurring payments, and an overall cashflow summary — without any custom parser or regex.

Expense Categorisation & Recurring Detection

Claude classifies every transaction — housing, food, transport, subscriptions, utilities, transfers — and identifies recurring payments with their frequency and amount. Custom category rules can be added per client.

Summary Dashboard with Charts

The extracted data is presented in a clear dashboard — income vs expense bar charts, category breakdown donut chart, recurring payments table, and a plain-English cashflow summary. Built with Recharts or Chart.js.

Export & Integration Options

Export the analysis as a PDF report or CSV. We also offer API endpoints so the analyser can be embedded into existing lending platforms, broker portals, or CRM systems.

Our Development Process

1. Statement Format Analysis

We collect sample statements from your target banks, analyse layout variations, and design the Claude prompt schema to handle each format accurately.

2. Prompt Engineering & Validation

Iterate on the Claude system prompt until extraction accuracy exceeds 95% across all sample statements. Define the JSON output schema.

3. Next.js App Build

Build upload UI, API routes for Claude calls, data transformation layer, and the dashboard with charts and transaction tables.

4. Security & Compliance Review

Implement file processing in-memory, access controls, rate limiting, and audit logging appropriate for financial data handling.

5. Deployment & Integration

Deploy to Vercel or your infrastructure. Integrate export features, user authentication if needed, and provide API documentation for platform embedding.

Tech Stack

Frontend & AI
  • ✓ Next.js 14+ (App Router)
  • ✓ Anthropic Claude API
  • ✓ Recharts / Chart.js
  • ✓ TypeScript + Tailwind CSS
Backend & Infrastructure
  • ✓ Next.js API Routes
  • ✓ pdf-parse / pdfjs-dist
  • ✓ Supabase / PostgreSQL (optional storage)
  • ✓ Vercel (deployment)

Why Choose Shapesky for Fintech AI Tools

No Custom Parsers Required

Claude reads bank statements like a human — no fragile regex or bank-specific parsers that break when the PDF layout changes.

Financial Data Security

We design for minimal data retention, encrypted transit, and access controls appropriate for sensitive financial documents.

Embeddable via API

The analyser is built as a standalone service with REST API endpoints so it can power your lending portal, CRM, or broker tool.

Proven Accuracy

We validate extraction accuracy against a diverse sample of real statements before handoff — not just a demo with a single bank.

Frequently Asked Questions

Claude API can parse PDF statements from most major banks without custom parsers. We test against your target bank formats during development and handle variations in layout, currency, and date formatting.

PDF files are processed in memory and never written to permanent storage unless you explicitly require it. We implement strict access controls and can configure the system to delete files immediately after analysis.

The dashboard shows total income, total expenses, net cashflow, expense categories (rent, utilities, subscriptions, etc.), recurring payment detection, and monthly trend charts. Custom fields can be added per your requirements.

A core analyser with PDF upload, Claude extraction, and a summary dashboard starts at $3,000. Full builds with multi-statement comparison, export to PDF/CSV, and user accounts range from $6,000 to $12,000.

Ready to Automate Financial Document Analysis?

Let's build a bank statement analyser that extracts structured financial data from any PDF — instantly and accurately.

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